Frequently asked questions

No. Loanify is a broker and loan-matching platform. Lenders handle approval, loan contracts, verification, and disbursement.

Yes. Borrowers do not pay Loanify to submit a request. Loanify may receive referral or broker commissions from partners where appropriate.

No. We will not promise guaranteed approval. Lenders decide based on their own criteria, your documents, and affordability.

Loanify reviews requests fast where possible, often on the same day. Actual lender approval and disbursement timing depends on the lender and your documents.

Where your profile fits more than one route, Loanify can help you compare suitable options. Availability depends on lender criteria and partner coverage.

Yes. Choose “Continue with Singpass” when you apply to retrieve your MyInfo particulars securely and skip most of the manual form.

Yes. Every lender on Loanify's panel is a licensed moneylender regulated by the Ministry of Law under the Moneylenders Act. Always review the contract before accepting an offer.

Compare monthly repayment, total payable, interest, EIR, fees, tenure, late charges, eligibility, and verification steps.

Foreigners working in Singapore may submit an enquiry. Matching depends on pass type, income, employment, residency, and lender rules.

You can still submit a request, but matching is not guaranteed. Loanify will review what may be workable without making false approval claims.